All eligible full-time graduate students who are registered in classes are automatically covered by the Plan for 12 months of coverage (your student year), starting on the first day of the first month of your first term of study:

• September students: September 1 - August 31
• January students: January 1 - December 31
• May students: May 1 - April 30
• July students: July 1 - June 30

Certain exceptions exist. Please check your student account to confirm if you have been charged the Plan fees.
Part-time and distance students are not automatically enrolled, but may be eligible to enrol themselves in the Plan.

Among other features, the Plan covers health, dental, vision, and travel benefits

• Up to 80% for prescription drugs to a maximum of $10,000
• $1,825 for health practitioners (psychologists, master of social work, registered clinical counsellor physiotherapists, chiropractors, etc.) (Please note: $1825 is broken down per service. As an example, $500 of the $1,825 is the maximum amount per year for seeing a psychologist. See the breakdown in the Your Plan at a Glance guide)
• Up to $375 in vision care (eye exams, eyeglasses and contact lenses, laser eye surgery)
• Up to $850 in dental care (checkups, cleanings, fillings, extractions, endodontics, periodontics, etc.)
• $5,000,000 in travel health coverage per incident and 120 days per trip
• $5,000 for trip interruption and $1,500 for trip cancellation in the event of a medical emergency
• Ambulances, dental accidents, medical equipment, and more!

Visit www.studentcare.ca/CalgaryGSA  for complete details.

Visit HERE for the complete Your Plan at a Glance guide.

The total annual cost of the Plan is $626.00 for students starting is September, January, May or July. The student year lasts 12 months from the first day of the month that your initial term begins. For example, students starting in September are covered from September 1, 2022 - August 31, 2023. The cost of the Plan is automatically included in your tuition and other fees.
Please see the fees listed below.

If you are covered by another extended health and/or dental plan (i.e. parent or spouse’s employee plan, not AHCIP), you can combine both plans to maximize your overall coverage and reduce or eliminate out-of-pocket costs.

Alternatively, you can opt out of the health portion, the dental portion, or the Plan in its entirety during the Change-of-Coverage Period, based on the month you started your studies.

Once the opt out is complete, you will receive a credit to your student account for the amount of the Plan. If you are eligible, the Change-of-Coverage Period is also when you can enrol yourself and your spouse and/or dependent children in the Plan.

Submit your Change of Coverage during your Change of Coverage period here

Change of Coverage periods (based on the first month of your first term of study in the academic year):

• May students: April 20 - May 11, 2022
• July students: June 22 - July 6, 2022
• September students: September 2 - September 25, 2022 (Please note: The Change of Coverage deadline for September was extended to September 25. It was previously September 23).
• January students: January 6 - January 27, 2023

For information about the opt-out process, visit this page HERE

Have more questions?
Information will be available online at www.studentcare.ca/CalgaryGSA , or by calling the Studentcare Member Services centre at 1.855.535.3212, Mon - Fri from 9 am to 5 pm. Read our FAQs here.

There is a Blackout Period for about two months at the beginning of the student year. During this time, the insurance companies are not able to confirm coverage. They will not process or reimburse the claims of students who were not covered by the Plan up to the end of the previous student year. Any expenses incurred during this time can be claimed for after the Blackout Period, so long as the student is eligible for coverage. Therefore, make sure to save any receipts you have during this period. Students who were covered by the Plan up to the end of the previous student year are not affected by the Blackout Period.

You may hold on to your claims until the end of the Blackout Period. Claims are your responsibility until received by the insurer.

Please note that practitioners and pharmacists can’t accept the Pay-Direct Card or assignment of benefits during the Blackout Period.

The student year lasts 12 months from the first day of the first month that your initial term of study begins:

- September students: Sept. 1, 2022 – Aug. 31, 2023
- January students: Jan. 1 – Dec. 31, 2023
- May students: May 1, 2023 – Apr. 30, 2024
- July students: July 1, 2023 – June 30, 2024